Insurance Costs?

Been getting a lot of speeding tickets lately on the grom? :confused:
I was so close to buy a grom and I don't remember the exact premium but it was nowhere that much for the minimum. Of course state minimums vary state to state
Its because Im under 21
 
I know stickers and tank pads are a mod, but it has zero effect on bike value or performance so a bollocks excuse. Although all my extras on the Honda and the STrumpet didn't affect the insurance cost.
the reason mine went up a whole tenner was because mine are not all cosmetic
 

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