Insurance time again! :D

[Neilisin]

Hey guys,

So it's that dreaded time of the year where you find in your inbox that your insurance is due. I was quoted £375 for 2 bikes from my current provider (BikeSure). I then tried MCE... got quoted cheaper £366 and far more in the package (helmet+leathers, road assistance, personal injury blah blah blah)... this is including all the mods I hadn't got round to telling my existing provider about. 5 years protected no claims too!

I'm happy with this. It pays to be old.

 

[Friz]

MCE seem to be a fantastic company. Everytime I ring up, they throw more on for free. I'm not even sure if there is anything more I can have now.

That being said, I hate how cheap your quote is

 

[Grandsatsuma]

Maybe for current riders. When I was trying to insure my first bike mce wanted $950 for tpft... and twice the value of the bike for fully comp. I ended up going with Rampdale for £415 tpft with £250 excess. The cheapest I could possibly find.

 

[BikerBillboh]

I'm with MCE, I'm paying £639 over 9 payments, which includes excess cover, breakdown cover, ride abroad, ride other bikes and all the gear cover too.

Baring in mind I'm a new driver on the road, even I think this is really cheap! Bring on my no claims bonuses!

 

[Bikermole]

I'm with MCE. They were not cheap, but I couldn't shop around.

That said, they gave me a VIP BSB package for free, as well as all the cover they provide.

I've been quoted £700 for a street triple TPFT, with an unknown company. As much as being with a major company is a reassurance, is it really worth all of the extra?

 

[NastyEvilNinja]

You can't be THAT old!

£120 fully comp on a ZX9R and had to get a seperate policy for the GPZ500 with no NCB for another £70.

Shower of bastards wanted £500 to add the GPZ to my ZX9R policy!!!

 

[JeanBaptiste1664]

I'm with MCE too,they're charging £1085 for a year full comp on my yet to be revealed new bike! I'm not too unhappy given I'm 24, been riding less then a year and only had my full license a month (at time of taking out policy).

That being said, they tried to charge me £2500 for the same bike but with "modifications" consisting of crash bungs and a scottoiler! Needless to say, I told them to sod off!

 

[thunderous71]

Im dreading my renewal, two claims in one year. So my under 300 quid insurance is gonna be a LOT more. :cry:

 

[ElliotReidMD]

£166 FC this year. i could have got it cheaper, £125, but this gives me quite a bit more cover.

I did find it amusing when I got my documentation through the post as it said in the covering letter....

"We look forward to working hard for you over the next 12 months"

Um I'd rather you did sod all for me over the next 12 months thank you very much.

 

[LDR]

AAAAHHHH...don't get me started on insurance cover. Load of bloody bullshit!

I've pissed away more money on my 2003 CBR600F for FC cover than I would have done for my brand new Street Triple had I chosen FC over TPFT. How the fuck can I be paying MORE for a 9 year old bike than I was for a 2012, brand new Triumph Street Triple??!!

Both have had a Datatool S4C1 alarm fitted (dropped the quote on the Trumpet by £400ish but only by about £70 on the CBR). I live in a pretty crime-free town (last crime I knew of was a few carrots had been nicked from the local veggers) and I've got 2 year's NCB. Adding a named rider to the Triumph's policy dropped the price a little but adding one to the Honda actually increased the damn thing!? Omitting my two claims (albeit non-fault) from the quote makes very little difference; it's still bloody sky high!

How the hell these insurance companies come up with these quotes is well beyond me!

 

[Friz]

AAAAHHHH...don't get me started on insurance cover. Load of bloody bullshit!

I've pissed away more money on my 2003 CBR600F for FC cover than I would have done for my brand new Street Triple had I chosen FC over TPFT. How the fuck can I be paying MORE for a 9 year old bike than I was for a 2012, brand new Triumph Street Triple??!!

Both have had a Datatool S4C1 alarm fitted (dropped the quote on the Trumpet by £400ish but only by about £70 on the CBR). I live in a pretty crime-free town (last crime I knew of was a few carrots had been nicked from the local veggers) and I've got 2 year's NCB. Adding a named rider to the Triumph's policy dropped the price a little but adding one to the Honda actually increased the damn thing!? Omitting my two claims (albeit non-fault) from the quote makes very little difference; it's still bloody sky high!

How the hell these insurance companies come up with these quotes is well beyond me!

If it's any consolation, I can insure any bike for pretty cheap UNLESS it has a Triumph sticker on the side. Haven't found a bike older than 5 years that's more than £500 to insure - apart from Triumphs which, no matter what the age, is at least £1k.

 

[BikerSpeedTriple]

If it's any consolation, I can insure any bike for pretty cheap UNLESS it has a Triumph sticker on the side. Haven't found a bike older than 5 years that's more than £500 to insure - apart from Triumphs which, no matter what the age, is at least £1k.

I guess there's one consolation, then, in being an old bugger!