LDR
Wannabie Member
Right then, I have some news.
The good news is that the other party has admitted full liability of the crash and as such as agreed to meet my claim. It was pretty certain anyway that that would be the outcome but you've no idea how much weight's been taken off my shoulders after hearing it.
The bad news is the Triumph. She's been written off. Deemed a category C unfortunately. I could buy her back to fix her up but I'd lose a lot of money. Now I know I'm getting at least £6K for the settlement and hopefully £1.5K more for the Retail GAP policy I had in place.
So that should leave me with about £7.5K to play around with for a new bike. But here's the kicker; I don't know what to do. I've gone to have a look at a GSXR and a Ninja at my local dealer (GT Motorcycles in Plymstock) and I might wander up to Barnstaple on Monday to have a look at a DRZ400SM but it still leaves me in two minds;
One
I can buy a brand new Street Triple for £6.8K, get £370 worth of free accessories and carry on with my insurance and service plan as normal. Providing I bought from Bridge Moto's in Exeter again, I'd also have the security of a lifetime warranty so if something went wrong with the bike, then it'd be sorted out without any problems. That'd then leave me with a little bit to pay some money back to my Mum and take the girlfriend out for dinner once she gets back from Switzerland.
Two
I could buy the DRZ or the Ninja and insure either of them FC for under £800. Bargain. The DRZ would leave me with about £4K and the Ninja would give me £3K or so. Both would allow me to pay some money back to my Mum, pay a lump sum to Black Horse for my finance agreement, buy some new bits for myself and still take the girlfriend out for dinner once she gets back from Switzerland. However, although I'd have the standard 3 months warranty after purchase, it leaves me in the **** after that period of time and I wouldn't have a great deal to fall back on should anything go wrong. I haven't checked if I can purchase an extended warranty though.
Any ideas/help/advice?
The good news is that the other party has admitted full liability of the crash and as such as agreed to meet my claim. It was pretty certain anyway that that would be the outcome but you've no idea how much weight's been taken off my shoulders after hearing it.
The bad news is the Triumph. She's been written off. Deemed a category C unfortunately. I could buy her back to fix her up but I'd lose a lot of money. Now I know I'm getting at least £6K for the settlement and hopefully £1.5K more for the Retail GAP policy I had in place.
So that should leave me with about £7.5K to play around with for a new bike. But here's the kicker; I don't know what to do. I've gone to have a look at a GSXR and a Ninja at my local dealer (GT Motorcycles in Plymstock) and I might wander up to Barnstaple on Monday to have a look at a DRZ400SM but it still leaves me in two minds;
One
I can buy a brand new Street Triple for £6.8K, get £370 worth of free accessories and carry on with my insurance and service plan as normal. Providing I bought from Bridge Moto's in Exeter again, I'd also have the security of a lifetime warranty so if something went wrong with the bike, then it'd be sorted out without any problems. That'd then leave me with a little bit to pay some money back to my Mum and take the girlfriend out for dinner once she gets back from Switzerland.
Two
I could buy the DRZ or the Ninja and insure either of them FC for under £800. Bargain. The DRZ would leave me with about £4K and the Ninja would give me £3K or so. Both would allow me to pay some money back to my Mum, pay a lump sum to Black Horse for my finance agreement, buy some new bits for myself and still take the girlfriend out for dinner once she gets back from Switzerland. However, although I'd have the standard 3 months warranty after purchase, it leaves me in the **** after that period of time and I wouldn't have a great deal to fall back on should anything go wrong. I haven't checked if I can purchase an extended warranty though.
Any ideas/help/advice?
